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    Home Equity Loans: When to Use Them

    When the heating and cooling system in my home needed replacing, I had several options for financing. One was to go through the third-party lender that offered financing via the HVAC company. I also had the option of taking out an unsecured loan at the bank. What I ultimately settled on was securing a home equity loan to cover the costs. Opting for the home equity loan provided me with benefits that would have have been present with the other options. I was surprised to learn that this approach provided more tax benefits. Also, the interest rate with the home equity loan was better than I could get with the other loan options. If you need to take care of some work around the house, let's talk about home equity loans. When we are done, I'm sure you will see why this approach is in your best interests.

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