2015

What To Do If Your Loved One Skips Bond After You Post Bail

Bailing out a loved one after an arrest can be a risky endeavor. If you’ve hired a bail bond company to secure your friend or relative’s release, you may forfeit your deposit and any items you put up as collateral. Fortunately, there are a few things that you can do if the defendant fails to appear in court or breaks the conditions of bail in any other way. Here are a few things that you should know about what steps you can take.…

Helpful Tips For Preparing For A Home Loan

If you believe that you are now ready to start shopping for the home of your dreams, you need to start thinking about your ability to obtain a home loan that you can afford. To help you make sure that you are as prepared as possible for the home loan application process, you will want to review the following helpful tips. Pull Your Credit Report Do not make the mistake of assuming that you can wait to review your credit report for when the mortgage company pulls up a copy of it.…

SBA Loans: Help With Your Small Business

Whether you’ve been in business for years or you’re looking for financial assistance to start up your small business, there are several different avenues you can take to help get some extra cash flow. One of the most well-known methods to achieve this goal is via the SBA, or Small Business Administration loan. These loans are are offered by the United States government through certain lending institutions, and are designed to help companies reach their goals towards success.…

When Should You Refinance A VA Loan?

If you’ve been paying on your mortgage for years (or decades), you may be tired of having the majority of your net worth tied up in your home. It can be tempting to seek a cash-out refinance to help pay off other bills or finance home improvements. However, for those whose loans are guaranteed by the Veterans Administration (VA), the refinancing process can be a bit different from that of conventional loans.…

Should You Use Your Home's Equity To Pay Off Credit Card Debt?

When debt looms high and there doesn’t seem to be enough funds left over at the end of the month, you may wonder how to get out from under a mountain of debt. You may have been using your credit card to help pay for groceries or gas and now your limit may have been reached. While you may not think you have any extra funds, it may be possible to use your home’s value to pay off that debt.…

Want To Convert Your Structured Settlement To Cash? Understand The Tax Effects First

When you get a structured settlement, having the consistent payments to rely on can be a welcome change for your budget. Unfortunately, that’s not always the best financial fit for your situation. If you need cash right away, you may find that a lump sum settlement is a better way to go. It’s important to understand, though, that the tax implications are different between the two. Here’s a look at what you need to know about the taxes for both structured settlements and lump sum payments.…

Options For Borrowers With Immediate Cash Needs

When you need cash now, but payday is still days away, it is comforting to know that there are options to help you quickly get the money you need. There are quick loan options specifically designed for borrowers in search of fast cash. Exploring your options helps you decide which loan program makes sense for your financial situation. Payday Loan Individuals who are employed are fantastic candidates for a payday loan.…