2018

Three Reasons Why Business Checking Accounts Require Such High Opening Deposits And How To Open One Anyway

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Starting a new business venture can be exciting. However, there are those moments when you feel as though you were defeated before you even get started. One of those moments is when you decide that you want to open a business checking account. That is a smart move on your part, as your business’s money should never intermingle with your personal money. What makes opening a business checking account so challenging, though, is the typically high initial deposit amount.…

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Need to Get Into a New Home Fast? Two Professionals You Should Hire

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If you need to get into a new home fast, you should not do it on your own. This is because you could easily make mistakes that would make the process go much slower for you. Instead, there are two professionals that you should hire to make things speed along. Below is more information about this, so you can get started. Hire a Mortgage Broker Instead of going to your bank to get a mortgage, you should consider hiring a mortgage broker.…

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3 Things You Need To Know About Securing Financing For Fixing And Flipping Homes

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If you want to purchase homes with the express intent to fix up the home and flip it, and you want to secure financing for this type of investment, you need to understand that getting financing for a non-primary home is different than getting financing for your primary residence. #1 Borrowing More Than the Cost of the Home When you are purchasing a home to fix it up and flip it, you are borrowing more than the cost of the home.…

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What To Do If A Loved One Asks You To Bail Them Out

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Many times, when someone you know asks you to bail them out they are asking for an emergency loan. However, when you receive a collect phone call and your loved one states that they’ve been arrested, you are going to need the services of a bail bondsman. Bonding someone out of jail means that you have to come up with a set amount of cash. You will also need to arrange to have all bond conditions set before your family member or friend will be released.…

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Why You Should Look Into A Second Home Mortgage

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Are you getting offers in the mail to get a second mortgage on your home, but you keep throwing them away? You may want to consider holding onto those letters, since a second mortgage may be useful. Here are a few reasons why you’ll want to get a second mortgage on your home. For Making Home Improvements You may love your home’s location, but really want to make some major modifications to it.…

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Friend In Jail? Know How You Can Help

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Has your friend decided to contact you from jail to get them out of a tricky situation? If so, you may quickly become familiar with bail bonds. Here is what you need to know about getting your friend out of jail before their court date. Your Responsibilities Your first step will be to locate a local bail bondsman. It is common to find their offices near the local jail, but they are also easy to find by searching online.…

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3 Tips for Qualifying for a Jumbo Loan

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If the amount of your mortgage loan exceeds $424,100 ($625,500 in highly competitive real estate markets), it will be classified as a jumbo loan and subjected to stricter approval and underwriting requirements. This is because these loans exceed the maximum limit for loans that you may purchase from lenders, requiring banks to take all the risk of financing them. If you find you’re getting approved for a jumbo loan, here are three things that may help.…

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